Old Republic Home Warranty was originally started as Dependable Home Warranty in 1974. Based in California, the company has expanded to encompass many states across the U.S. since 1995. They continually strive to add more each year. They are presently number three in the nation when it comes to size.
What They Do
Old Republic Home Warranty plans are a one year protection plan for protection against repairs that may not be covered by home owner's insurance. Often used by those who are selling their homes so if something needs repair while the home is listed or during escrow, this will not create a delay in closing.
In the event that major appliances break down, a plan with this company covers the replacement or repair. A few of the things they offer coverage on are:
* Dishwashers
* Water heaters
* Trash compactors
* Ranges
* Whirlpool tubs
* Garbage disposals
* Heating and cooling systems
In addition coverage may be purchased for roofs, pumps for wells and swimming pools. Normal use of these appliances and systems may cause wear and tear, which will eventually result in a breakdown. Often they may be expensive to replace or repair. Old Republic Home Warranty plans provide peace of mind when you have a problem.
The plans may be renewable after the original year has passed. Normally you will be sent an offer that will detail the renewal terms and the premiums you will pay for the coverage. Additionally, online renewal is available for customer convenience.
When you have a problem, all you have to do is call a toll-free number or go online and request service. Old Republic Home Warranty will send a contractor from the ones they use to assess the situation. This company only uses independent contractors they have approved by screening them and ensuring they meet the tough standards they have for contractors.
Optional plans are available to add more coverage for certain other problems that may arise. The standard coverage they offer is for a single family home that is no larger than 5,000 square feet. Silver and Gold coverage updates offer many extras over and above the standard plan.
Silver Upgrade
Some of these coverages include parts for dishwashers such as the baskets and racks. Range rotisseries, racks, clocks, knobs and handles are covered in the Silver Upgrade. Air conditioner filters as well as the window unit itself are included.
Faucets, shower arms, shower heads and toilets are part of this upgraded coverage. Smoke detectors are covered and include either the hard-wired type or those operated by battery. Icemakers are also a covered item in the Silver Upgrade.
Gold Upgrade
The Gold Upgrade will include payment for permits that are needed in areas where replacing certain items require them. Any heavy equipment needed to replace items such as air conditioning or heating units, such as roof-top types will be paid. Disposal fees for hauling away old appliances that have been replaced are covered.
In the event, an item has been installed incorrectly or has a defect during the term of the contract for such; they will repair or replace this item providing you have the Gold Upgrade. There is also an extended coverage for pipe leaks.
Since the homeowner insurance policies typically do not cover many of these items, the choice of Old Republic Home Warranty can be a smart move for the homeowner.
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